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WebJun 5, 2009 · Some of these people may qualify for Medicaid if they spend the excess income on medical bills. This is called a spend down. For example, a person over 65 is … WebThis coverage can be retroactive for up to 3 months prior to the date of the application. A "Spend-down" is determined by calculating the difference between the Medicaid income level, and your monthly income. For example, if the Medicaid income level is $825, and your income is $900 monthly (gross income), you would have a "spend-down" of $75.00. WebIf your school offers a student health plan, it can be an easy and affordable way to get basic insurance coverage. If you're enrolled in a student health plan, in most cases it counts as … sth disgusts me